Providing Sound, Ethical & Straightforward Guidance
Strategic Services for Your Unique Needs
At Sprouse Financial Group, we offer a holistic array of services designed to meet the goals of our clients. Not all clients need all of our offered services, but it’s helpful to know that when life evolves and changes that our firm can adjust with you by adding and subtracting the services you need most. Acting as a fiduciary firm, we always work in your best interests and will only offer the services that are truly designed to meet your specific financial and retirement goals.
Retirement Income Strategies
Whether you’re in the initial stages of planning or are already retired, Sprouse Financial, can help you make your retirement funds last. From creating an income stream you can’t outlive and maximizing the value of your assets to protecting your family and preserving a legacy for your beneficiaries in death, we have the knowledge and experience you can rely on to feel stable, protected and prepared. We will always keep your best interests at heart and put you in control of your financial destiny.
Tax-Efficient Strategies
April 15th or “Tax Day” can be a dreaded day or a celebrated one. Sprouse Financial understands the importance of making sure you take advantage of all the tax deductions and exemptions available to you, as well as the commonly overlooked tax reduction strategies for retirement. We can assist with IRA or other retirement account roll-overs and transfers, helping to ensure you don’t pay any unnecessary taxes, penalties and fees. We can also work with you to understand your Required Minimum Distributions (RMDs) and how to take them so your income in retirement is maximized.
Long-Term Care
Long-Term Care is a variety of services which help meet both the medical and non-medical need of people with a chronic illness or disability who cannot care for themselves for long periods of time. We can help you navigate your questions when it comes to selecting the right Long-Term Care coverage for you and your needs. We can help explain coverage types, identify people in your family needing coverage, and assess timing for putting a coverage in place.
Estate Preservation*
Our main goal is your main goal with estate preservation: to provide for your family, including spouse, children, grandchildren, parents and siblings. We help you to design a strategy that allows you to share your life’s successes with others during your lifetime and direct distribution after death. We will work with you to prioritize the goals for your estate and customize a strategy to meet your long-term needs. Whether you are trying to minimize the impact of taxes or simply guarantee your heirs will receive what you have originally planned, Sprouse Financial will work with you to execute the proper strategies for you.
Discover Your Medicare Options:
Get Informed & Make the Right Choice
Health care costs can be a budget buster in retirement when on a limited income. For many clients on Medicare, the options and deadlines can seem confusing. We have up-to-date knowledge on Medicare Supplement options available and can provide you with the information needed to make the best decision for your overall health care plan and budget.
5 Simple Steps to a Successful Retirement: Make Your Retirement a Blockbuster
Download your complimentary copy to learn how you can take your retirement strategy from flop to blockbuster with these simple strategies.
Are you ready to take the next step?
Interested in learning more about how we can help navigate the journey toward reaching your retirement income goals? Contact us to schedule a complimentary, no-obligation appointment.
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*Sprouse Financial does not provide legal advice and cannot draft legal documents. We work exclusively with an experienced estate planning attorney who develops the legal documents that express a client’s estate planning intentions.
Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom suit their needs and objectives. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.
By contacting us, downloading booklets, or attending events, you may be offered a meeting to discuss how our insurance and other services can meet your retirement needs. The presenters of this information are not associated with, or endorsed by, the Social Security Administration or any other government agency. 22793 - 2023/3/14